1. These Terms constitute an electronic record within the meaning of Applicable Law (as defined below) and do not require any physical or digital signatures. These Terms are published in compliance with, and are governed by, the provisions of Indian law, including but not limited to: (i) the Indian Contract Act, 1872; and (ii) the (Indian) Information Technology Act, 2000 and the rules, regulations, guidelines, and clarifications framed thereunder, including the (Indian) Information Technology (Intermediaries Guidelines and Digital Media Ethics Code) Rules, 2021 and the (Indian) Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Information) Rules, 2011.
2.  Please read these Terms carefully before using the Platform and the Services or registering for an Account. These Terms apply to all Users of the Platform and the Services, irrespective of the mode and the manner in which they have accessed the Platform and the Services. Please also read the Privacy Policy before you use the Platform and the Services. The Privacy Policy describes how we collect, store, secure, retain, use, process, disclose, share, transfer, and dispose of the information we collect or that you provide when you access or use our Platform and the Services. If you do not understand or do not wish to be bound by the terms of these Terms, you should not use the Platform and the Services.
3. The Platform is for adults or people who have attained the age of majority. As such, we do not encourage minors to use the Platform. Subject to these Terms, use of the Platform and the Services is available only to Persons (as defined below) who can enter into legally binding contracts under Applicable Law, and the Services are not targeted towards, nor intended for use by, anyone under the age of 18 (Eighteen) years or anyone who is disqualified or not competent to enter into a contract under the Indian Contract Act, 1872 or any other Applicable Law. By using the Platform or the Services, you represent and warrant that you are 18 (Eighteen) years of age or older and competent to enter into a contract. If you are under the age of 18 (Eighteen) years or the legal age of majority in your jurisdiction, your parent or legal guardian must agree to these Terms on your behalf. Subject to the foregoing, if you are not competent to enter into a contract for any reason whatsoever, you shall not, under any circumstances or for any reason, use the Platform or the Services. Further: (i) you must not be prohibited from using the Services under Applicable Law; or (ii) we must not have previously disabled your Account for violation of any Law or our Terms. We may, in our sole discretion, refuse to offer the Services to any Person and/or change its eligibility criteria at any time.
4. You are solely responsible for ensuring that these Terms are in compliance with all Laws applicable to you, and the right to access the Platform and the Services is revoked where the Platform or the Services is prohibited or to the extent offering or provision of the Platform and the Services conflicts with any Applicable Law.
5.  The Platform is hosted, operated, and controlled by anitabims.com in India, and the Content provided on or accessible through the Platform is not directed to any other jurisdiction or country, including any jurisdiction or country where such distribution or use would be contrary to Law or that would subject anitabims.com to any registration or other requirement within such jurisdiction or country. Access to the Platform or the Services from countries, territories, and jurisdictions where such access is illegal is prohibited. anitabims.com makes no representations that the Platform operates (or is legally permitted to operate) in all geographic areas, or that the Platform, or the Services or the information offered through the Platform, are appropriate or available for use in other locations. Accessing the Platform from territories where the Platform, or any Content or functionality of the Platform, or its portions thereof is illegal, is expressly prohibited. If you choose to access the Platform, you agree and acknowledge that you do so on your own initiative and at your own risk and that you are solely responsible for compliance with all applicable laws.
6.  If you are using the Services on behalf of an entity, company, or other organization/association, you represent and warrant that you: (i) have the authority to bind such entity, company, or organization/association to these Terms; and (ii) agree to be bound by these Terms on behalf of such entity, company, or organization/association.
7. If you are using the Services on behalf of any other Person (whether under their authority or otherwise), you represent and warrant that you: (i) have the authority to bind such a Person to these Terms; and (ii) agree to be bound by these Terms on behalf of such a Person.
8. Visiting, browsing, accessing, or using the Platform and/or the Services, including by creating an Account (as defined below), constitutes your unconditional acceptance and agreement to be legally bound by these Terms. Whether or not you are a registered user, you are agreeing to enter into a legally binding contract with anitabims.com. If you do not agree to these Terms, do not access or otherwise use the Platform or any of our Services. If you wish to terminate this contract at any time, you can do so by closing your Account and no longer accessing or using our Platform and Services.
9. A minor may access and use the Platform if enabled by a parent or legal guardian. If you are considered a minor in your jurisdiction, you represent that you have your parent’s or legal guardian’s permission to use the Platform and the Services. Please have them read these Terms with you. If you are a parent or legal guardian of a minor in your jurisdiction, by allowing your child to use the Platform and the Services, you are subject to these Terms and responsible for your child’s activity on the Platform and the Services.
10. anitabims.com reserves the right, at any time and from time to time, to amend, modify, revise, update, suspend, remove, and/or otherwise change these Terms without prior notice to you. All such amendments and modifications shall take effect immediately when posted on the Platform. By continuing to access or browse the Platform or use the Services after any such amendments or modifications, you agree to be bound by such amended or modified Terms. For this reason, we encourage you to review these Terms whenever you access the Platform or use the Services. Be sure to read these Terms periodically to ensure familiarity with the most current version of these Terms. If you do not agree to any change to these Terms, you must immediately stop using the Platform and the Services.

Notwithstanding anything contained herein, we may, in our sole discretion, refuse to offer or suspend the Services to any Person for any reason.

Refunds 

When you subscribe to a Course, legal obligations arise, and your right to a refund of money is limited by our terms and policies and by the conditions of the Course you have subscribed to. Payments made by a Subscriber are not refundable except as explicitly provided in these Terms.

Refund requests must be submitted in writing within the time limits specified by anitabims.com. Depending on when you make your refund request, you may be eligible for a partial refund or no refund at all. Please note that refund policies differ from Course to Course and Cohort to Cohort. It is your responsibility to review and understand the refund policy of the specific Course or Cohort before submitting your application.

By submitting your application to a Course or Cohort, you confirm that you have read, understood, and agree to be bound by the terms and conditions of that Course or Cohort, including its cancellation and refund policy.